We offer multiple finance options at participating practices with Q MasterCard and Q Card. You automatically get 3 months no payments and no interest# with Q MasterCard or Q Card through the EFTPOS machine. For full priced treatments $300 and over, there's 18 months interest free+ at participating practices. If you don't already have a card you can apply for a Q MasterCard at one of our practices or online by clicking HERE. For more information visit qmastercard.co.nz or ask at your Lumino Practice. Lending criteria, fees, terms and conditions apply. Offer not available at Oral Surgery Associates Auckland and Ilam Orthodontics and Dentists on Merivale Christchurch. Mastercard is a registered trademark of Mastercard International Incorporated.
#No payments and no interest for 3 months ("Payment Holiday") is available for in-store purchases on Q Eftpos and Q Mastercard. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.
+No payments and no interest for 18 months (“Payment Holiday”) is available on Flexi Payment Plansfor in-store purchases only at Participating practices. Minimum spend $300. Offer is ongoing. Offer is not available at Oral Surgery Associates Auckland, Orthodontix Christchurch, IIam Orthodontics, Dentistry on Merivale - Christchurch, Christchurch Oral and Maxillofacial Surgery Centre, Nelson Prosthodontics, Kieren O'Neill Orthodontics, Hodgson and Muir, RJ Begg and Associates, Wellington Oral Surgery, Wellington Orthodontic Associates, Lumino Mobile Clinics, Frankton Dental, and Coastlands Dental. Annual Account Fee of $50 applies. New Cardholder fee - $55 Establishment. Existing Cardholder fee - $35 Advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.