Lumino The Dentists

Lumino the Dentists

On full priced treatments $300 & over with Q^. Lending criteria, fees, t&cs apply.

24 monthsno payments &
no interest^

24 Months No Payments & No Interest^

24 Months Interest Free with Q

24 months No Payments & No interest with Q



At participating Lumino practices, we're offering 24 months no payments and no interest on full priced dental treatments $300 and over with Q^We're also excited to extend this great offer now through to 28 February, 2018.

With a range of treatments from cosmetic to leading edge and general dentistry, our dentists have you covered. 

This is a limited time offer, apply today for pre-approval with Q Mastercard® and you could take advantage of our great interest free offers.

CLICK HERE to request your next dental visit with one of our Lumino practices!

Meet our patients Muna and Hannah!  Both had life-changing treatment at Lumino earlier in 2017 and they each tell their story in just 20 seconds.

Watch the extended Q Mastercard® & Q Card-Lumino stories here.

^No payments and no interest for 24 months (“Payment Holiday”) is available on Flexi Payment Plans in-store for full priced treatments $300 & over. Offer is not available at Oral Surgery Associates Auckland, Orthodontix Christchurch, IIam Orthodontics, and  Dentists on Merivale Christchurch, Frankton Dental and Smile Centre Hastings. Annual Account Fee of $50 applies. New Cardholder fee - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Offer ends 28 February, 2018. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.  Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.


Apply Now for pre approved financeFAQs

How do I apply for a Q Mastercard, so I can get 24 months no payments and no interest^?

If you don't already have a card:

- In the practice: 
Complete a Q Mastercard application form in our waiting area and hand this form back to reception along with your current NZ Drivers Licence. We will process this application and advise you of the outcome.
- At home: Apply at home via (click on 'offers' from our homepage). If approved simply take your current New Zealand drivers licence into Lumino so we can process the transaction.

Current Q Cardholders:
- Simply present your Q Mastercard o
r Q Card to us at reception and we will process your transaction.

What fees do I get charged when I apply?

If your application is approved, an annual account fee of $50 applies - $25 applied to your account on opening and every 6 months thereafter. An establishment fee of $55 is charged when you open your account in-store and use Long Term Finance (such as 24 months no payments no interest). For more information about Q Mastercard Fees, visit

If I need help completing the form online, who can I call?
Please call the Q Mastercard Customer Support line 0800-119-100