We have a range of subsidised payment options, finance offers and promotions.
We don't publish prices for dental treatments online as they vary from time to time and usually depend on your individual situation. For more complex treatments, your dentist can give you an indication of the cost at the first consultation visit.
As a Southern Cross Health Insurance member you can save on dental treatments at participating Lumino practices, looking after your smile has never been easier.
You'll receive 5% off eligible dental treatment, plus half-price standard Exam & X-Rays for new patients* at participating practices.
Book your appointment today and make the most of your Southern Cross membership.
Lumino Dental Plan, from $10/week at participating practices. Helping keep your dental health on track for less.
Been a while since your last dentist visit? With our $99 Exam &X-Rays Check-Up for new patients, we've made it affordable for you to see a dentist - it's your very first step to a better smile. Available at participating practices. Find out more.
18 Months Interest Free With Q Card
Stay on top of your oral health with our 18 Months Interest Free With Q Card Offer. You can have your dental treatment now and pay over 18 months, interest-free!
36 Months Interest Free with Q Offer
Get the happy, healthy smile you deserve with our 36 Months Interest Free* with Q Offer. Don't worry about paying the full cost of treatment upfront – with this great deal you have three years to pay!
Love your smile now and pay for it later with Afterpay. Get the dental treatment you need done and pay for it in 4 equal payments, interest-free, and due every 2 weeks. You're done with your repayments in less than 2 months!
Look after your oral health while you’re still young! In New Zealand, dental care is currently free for all teenagers who meet the eligibility criteria, until their 18th birthday.
Lumino have a number of ACC registered dentists across New Zealand. ACC may be able to help towards your treatment costs if you have a dental injury caused by an accident, a sporting injury, or as a result of dental treatment.
Need dental treatment and worried about the cost? Work and Income can help with dental costs and financial assistance for urgent dental help & treatment.
Take care of your oral health with our SuperGold Card Offer. You’ll smile more when you save on dental treatments. As a SuperGold Card holder you’ll get a discount on most dental treatments at participating practices.
A number of large and/or nationwide Corporates have an arrangement with Lumino The Dentists whereby employees are offered a 5% discount on their dental treatment at participating practices nationwide.
Your Southern Cross Health Insurance membership goes further at Lumino.
As a Southern Cross Health Insurance members you can save on eligible dental treatments at participating Lumino practices, making it easier to stay on top of your oral health. You'll receive 5% off eligible dental treatment, plus half-price Exam & X-Rays for new patients* at participating practices.
Lumino Dental Plan, from $10/week at participating practices. Helping keep your dental health on track for less.
Been a while since your last dentist visit? With our $99 Exam &X-Rays Check-Up for new patients, we've made it affordable for you to see a dentist - it's your very first step to a better smile. Available at participating practices. Find out more.
18 Months Interest Free With Q Card
Stay on top of your oral health with our 18 Months Interest Free With Q Card Offer. You can have your dental treatment now and pay over 18 months, interest-free!
36 Months Interest Free with Q Offer
Get the happy, healthy smile you deserve with our 36 Months Interest Free* with Q Offer. Don't worry about paying the full cost of treatment upfront – with this great deal you have three years to pay!
Love your smile now and pay for it later with Afterpay. Get the dental treatment you need done and pay for it in 4 equal payments, interest-free, and due every 2 weeks. You're done with your repayments in less than 2 months!
Look after your oral health while you’re still young! In New Zealand, dental care is currently free for all teenagers who meet the eligibility criteria, until their 18th birthday.
Lumino have a number of ACC registered dentists across New Zealand. ACC may be able to help towards your treatment costs if you have a dental injury caused by an accident, a sporting injury, or as a result of dental treatment.
Need dental treatment and worried about the cost? Work and Income can help with dental costs and financial assistance for urgent dental help & treatment.
Take care of your oral health with our SuperGold Card Offer. You’ll smile more when you save on dental treatments. As a SuperGold Card holder you’ll get a discount on most dental treatments at participating practices.
A number of large and/or nationwide Corporates have an arrangement with Lumino The Dentists whereby employees are offered a 5% discount on their dental treatment at participating practices nationwide.
Your Southern Cross Health Insurance membership goes further at Lumino.
As a Southern Cross Health Insurance members you can save on eligible dental treatments at participating Lumino practices, making it easier to stay on top of your oral health. You'll receive 5% off eligible dental treatment, plus half-price Exam & X-Rays for new patients* at participating practices.
Why wait for a brilliant smile? With Afterpay you can get treatment now and pay for it in four equal fortnightly payments. Afterpay lets you spread out the cost of your treatment with no added interest and no additional fees! Learn more.
We offer multiple finance options at participating practices with Q MasterCard® and Q Card®. When you use your Q MasterCard® and Q Card® through the EFTPOS machine you automatically get 3 months no payments and no interest. For full priced treatments $300 and over, we offer 18 Months Interest-Free Offer at participating practices. For more information visit Q MasterCard® or ask at your preferred Lumino Practice.
All of our practices accept all major credit cards, including Visa and MasterCard. Most of our practices also accept American Express and Diners Club. Simply confirm when you book an appointment if you would like to pay using either American Express or Diners Club.
If you have a credit card not listed here, please discuss this with the practice receptionist who will be happy to request payment authorisation with the applicable bank.
You are welcome to settle your account using cash and or EFTPOS.